Lake Ozark Homes under $400,000

Lake Ozark Homes under $400,000

Welcome to Lake Ozark, Missouri, a hidden gem nestled in the heart of Camden County. Known for its stunning lake views and vibrant community, this picturesque city offers a perfect blend of relaxation and recreation. Whether you’re an outdoor enthusiast or someone seeking a peaceful retreat, Lake Ozark has something for everyone.

The area is renowned for its sprawling waterfront properties, charming neighborhoods, and abundant recreational activities. With over 1,100 miles of shoreline, Lake Ozark is a paradise for boating, fishing, and swimming enthusiasts. Imagine waking up to the soothing sounds of water lapping against the shore, with breathtaking sunsets painting the sky in hues of orange and pink.

For those looking to invest in their dream home, Lake Ozark offers a variety of options under $400,000. From cozy cottages to modern townhomes, there’s a diverse selection of properties that cater to different tastes and lifestyles. Many homes boast stunning views of the lake, spacious decks for entertaining, and easy access to local amenities. The affordability of homes in this area makes it an ideal choice for first-time buyers, families, or those seeking a second home for weekend getaways.

Beyond the beautiful properties, Lake Ozark is home to a friendly community filled with local shops, restaurants, and entertainment options. With year-round events and activities, you’ll find a welcoming atmosphere that truly makes Lake Ozark feel like home. Discover the charm of Lake Ozark today—where your dream home awaits!

Newest Lake Ozark Homes under $400,000

615 Cherokee Road, Lake Ozark
$335,000
3 Beds ⋅ 2 Baths ⋅ 10074250 MLS
More than a beautiful home, 615 Cherokee Road is your invitation to enjoy the Four Seasons lifestyle. Step inside to a bright, welcoming space where large picture windows frame the wooded setting and a cozy fireplace invites you to settle in. The open floor plan makes it easy to gather with friends or enjoy a quiet evening at home, with everything you need on one level. The beautifully updated kitchen shines with granite countertops, chic lighting and fixtures, and new appliances. Luxury vinyl flooring flows throughout the home, while a new HVAC system adds comfort. Outside, the covered deck is a peaceful place to enjoy the private, wooded yard. Two lots are included, giving you extra space and separation from neighbors. Beyond the property, Four Seasons offers amenities for every season: indoor and outdoor pools, a splash pad, tennis and pickleball courts, a fitness center, community center, playgrounds, interior lakes, a campground and boat ramps. Whether your perfect day is spent on the water, by the pool or relaxing at home, this is a place to enjoy the Lake of the Ozarks lifestyle year round.

615 Cherokee Road, Lake Ozark
418 Regatta Bay Drive Unit 3C, Lake Ozark
$244,900
2 Beds ⋅ 2 Baths ⋅ 10074091 MLS
NO STEPS. BIG VIEWS. TOTAL LAKE PACKAGE! Step straight into effortless Lake of the Ozarks living with this walk-in, 2BR/2BA lakefront condo at Regatta Bay--no stairs required! Designed to capture breathtaking main-channel views, the open layout features a desirable split-bedroom design offering privacy for owners and guests. Wake up to the water from the lakeside primary suite, where oversized picture windows frame stunning lake views right from bed. The tiled, screened-in deck extends your living space outdoors and creates the perfect setting for morning coffee, sunset cocktails and unforgettable lake weekends. A 12x30 boat slip is now included, making it easy to get on the water and start enjoying the lake lifestyle. NIGHTLY RENTALS ARE ALLOWED, creating excellent potential as a vacation getaway, investment property or both. Regatta Bay offers resort-style amenities including two pools, clubhouse, tennis, pickleball, basketball and a park-like setting. Whether you're searching for a full-time retreat, weekend escape or short-term rental, this walk-in lakefront gem checks the boxes. Come for the views, stay for the lifestyle--your Lake of the Ozarks story starts today--right here!!!!

418 Regatta Bay Drive Unit 3C, Lake Ozark
343 Racquet Club Drive Unit 226, Lake Ozark
$249,900
3 Beds ⋅ 2 Baths ⋅ 10074018 MLS
Lake Life Meets Resort Living! Discover this spacious 3BR/2BA, 2,007 sq ft end-unit patio home in Four Seasons Racquet & Country Club, offering one-level living, lake access and nightly rentals in the heart of Lake Ozark! Freshly refreshed with NEW interior paint, an updated kitchen and a NEW private courtyard with a tranquil waterfall, this retreat is designed for relaxation and entertaining. Highlights include a wood-burning fireplace, wet bar, pantry, walk-in closet, jetted tub, tile flooring and abundant natural light. Enjoy morning coffee or evening cocktails in your private courtyard oasis. Four Seasons amenities include 6 outdoor pools, dog park, boat ramps, RV park, 3 fishing lakes, tennis & pickleball courts, walking/biking paths and more! Minutes from golf, dining, shopping, entertainment and the Historic Bagnell Dam Strip. Whether you want a full-time home, vacation escape or nightly rental investment, this move-in-ready gem delivers the Lake lifestyle you've been dreaming of!

343 Racquet Club Drive Unit 226, Lake Ozark
85 Monarch Cove Court Unit 6B, Lake Ozark
$379,900
3 Beds ⋅ 2 Baths ⋅ 10073827 MLS
Welcome to your Serene Lakefront Retreat! This spacious 3 Bedroom, 2 Bathroom, top floor condo features VAULTED ceilings that create an open, airy feel throughout. Enjoy your morning coffee or unwind at sunset with Beautiful Views of the LAKE from the screened in deck. Enjoy Peaceful walks along the boardwalk that runs all the way around the complex. Convenient ELEVATOR access brings you right to the unit, combining ease with privacy and peace. Whether you're entertaining guests or seeking a quiet escape; this unit offers the perfect balance. With THREE POOLS on the property there's no overcrowding in the summer. Nightly rentals are allowed for the savvy investor. Let your new LAKE escape pay for itself! A rare find- don't miss your chance to make it yours! Agent Owned.

85 Monarch Cove Court Unit 6B, Lake Ozark
150 Southwood Shores Place Unit 21- 2B, Lake Ozark
$239,000
2 Beds ⋅ 2 Baths ⋅ 10073818 MLS
Turnkey waterfront lake getaway with a great nightly rental potential! This recently remodeled 2-bedroom, 2-bath condo in Southwood Shores is ready to enjoy as your own lake retreat or investment property. The updated interior features fresh paint, beautiful flooring, gray cabinetry, stylish countertops and backsplash, an updated kitchen island and appliances, and a recently replaced HVAC system. A new stackable washer and dryer adds even more convenience. The primary suite features a beautifully updated bath with a walk-in tile and stone shower. Step outside to the private patio with new railings and enjoy peaceful views of the cove. Southwood Shores offers plenty of amenities to complete the lake lifestyle, including an outdoor pool and patio area, playground, tennis court, boat ramp, and boat trailer parking. Whether you're looking for a weekend getaway or vacation rental, this condo is ready for its next owner!

150 Southwood Shores Place Unit 21- 2B, Lake Ozark
1886 Bittersweet Road, Lake Ozark
$224,900
2 Beds ⋅ 2 Baths ⋅ 10073595 MLS
Escape to this adorable 2-bed, 2-bath rustic log cabin tucked away in the woods off Horseshoe Bend in Lake Ozark, MO! Perfect as a private retreat or a lucrative investment--short-term rentals are allowed! This property seamlessly blends rustic charm w/ an extensive list of modern upgrades. Enjoy the brand-new, enclosed 5x23 screened front porch or relax on the new oversized back deck overlooking a fully fenced backyard. Inside, you'll find new LVP flooring, beautiful hardwood floors, new solid wood interior doors, ceiling fans, & updated lighting. The fully remodeled upstairs bath & brand-new downstairs bathroom add immense convenience. The kitchen boasts new stainless-steel appliances, a gas stove, garbage disposal, & new faucets. Key improvements for total peace of mind: 2 mini-split systems, new windows & screens, new code-compliant septic system & new plumbing & Durable metal roof & a matching outdoor storage shed! Boasting plenty of open parking & an ideal location just minutes from premier shopping, dining, & entertainment, this gem won't last long. Current tenant lease to end of year but owner will buy out lease! Schedule your tour today!

1886 Bittersweet Road, Lake Ozark
142 E Palisades Condo Drive Unit 3B, Lake Ozark
$389,900
3 Beds ⋅ 3 Baths ⋅ 10073414 MLS
Great opportunity to own a turnkey lakefront condo at the Lake of the Ozarks! Priced to sell, this 3-bedroom, 3-bathroom unit offers stunning main channel views and an unbeatable location right next to the condominium pool, making it easy to enjoy all the amenities just steps from your door.This fully furnished condo is move-in ready and includes a 12x32 boat slip with hoist, plus a 2000 Chris-Craft boat powered by a Volvo 7.4L engine with dual props and trailer. Just bring your suitcase and start enjoying lake life immediately!Need additional dock space? An extra 12x24 boat slip is available for purchase for $25,000 and includes a double PWC hoist.Whether you're looking for a full-time residence, weekend getaway, or investment property, this package offers incredible value with lakefront living, exceptional views, boating convenience, and resort-style amenities all in one. Don't miss this rare opportunity to start making memories at the Lake of the Ozarks!

142 E Palisades Condo Drive Unit 3B, Lake Ozark
1212 Sweetwater Drive, Lake Ozark
$272,500
2 Beds ⋅ 2 Baths ⋅ 10073207 MLS
INVEST IN YOUR FUTURE at Lake of the Ozarks! This move-in-ready 2 BR/2 BA Four Seasons home sets on a private, tree-filled DOUBLE LOT with seasonal lake views. Thoughtfully remodeled for style, function & easy main-level living, the home features luxury vinyl flooring, quartz surfaces, new appliances, updated cabinetry & modern baths, including a spacious primary walk-in shower. Enjoy the lakeside deck spanning the home with access from the kitchen & bedroom. A wraparound drive provides convenient access to the weather-protected entrance, while the oversized lot offers privacy & room for future possibilities. OVER $100,000 IN IMPROVEMENTS include a new asphalt drive, concrete carport pad, aluminum fascia, gutters & leaf guards, landscaping, tree trimming & professionally painted deck. Enjoy Four Seasons amenities including indoor/outdoor pools, fitness center, community center, dog park, trails, tennis, pickleball, playgrounds, camping, boat ramp & trailer parking. Ideal as a full-time home, lake retreat or annual rental!

1212 Sweetwater Drive, Lake Ozark
149 Southwood Shores Place Unit 2A, Lake Ozark
$238,000
2 Beds ⋅ 2 Baths ⋅ 10073191 MLS
TURNKEY 2BR/2BA LAKEFRONT CONDO W/ 12X28 BOAT SLIP, PWC SLIP, & NEW HOIST! Located in the sought-after Southwood Shores community in Lake Ozark (Bldg 149), this updated unit offers prime cove protection & resort-style luxury! PROPERTY HIGHLIGHTS: • UPDATED INTERIOR: Newer flooring, freshly painted cabinets, open layout, & awesome covered deck for lakefront entertaining. • ULTIMATE LAKE PACKAGE: Includes 12x28 boat slip, PWC slip, & brand-new hoist ready for immediate lake fun! • RESORT AMENITIES: Clubhouse, indoor & outdoor pools, hot tub, tennis & basketball courts, playground, lake swim area, trailer parking, & boat ramp. • HIGH INVESTMENT POTENTIAL: Nightly rentals permitted! Ideal for short-term rental income, vacation getaway, or full-time living (*See rental revenue projection). Updated electrical, new water heater, & turn-key ready surrounded by top-tier amenities! Priced to move fast--schedule a showing or view the Virtual Tour today!

149 Southwood Shores Place Unit 2A, Lake Ozark
43 Southwood Shores Circle Unit 1C, Lake Ozark
$149,900
1 Beds ⋅ 1 Baths ⋅ 10072762 MLS
Lakefront luxury meets proven income potential at Southwood Shores in the heart of Four Seasons! This remodeled 1BR/1BA condo at the 12MM is a turnkey nightly rental just steps from the water, offering an ideal Lake of the Ozarks getaway and investment opportunity. Thoughtful updates include luxury vinyl plank flooring, crisp white cabinetry, river stone quartz countertops, stylish lighting, plus a newer furnace, water heater, and washer/dryer. The showstopping bathroom features fresh shiplap a new vanity, modern shower, and updated plumbing and electrical. Fully furnished and ready to enjoy from day one, this condo makes lake life effortless. Southwood Shores delivers amenities including a rare indoor pool and hot tub, outdoor pool, swim dock, playground, tennis courts, clubhouse, boat ramp, and dedicated trailer parking. Minutes from premier dining, shopping, golf, and entertainment, this location keeps you close to everything while giving you a peaceful waterfront escape. Whether you want a personal retreat, weekend basecamp, or income-producing Lake investment, this one checks the boxes. Schedule your showing and make the smarter move to the Lake! See rental revenue projection.

43 Southwood Shores Circle Unit 1C, Lake Ozark
160 Tara Road Unit 901, Lake Ozark
$179,000
1 Beds ⋅ 1 Baths ⋅ 10072524 MLS
Experience breathtaking million-dollar views without the million-dollar price tag! This stunning, turn-key ''Lake Paradise'' at the 3-mile marker is perfectly positioned for those ready to embrace the ultimate lake lifestyle. This lower-end unit offers premier privacy and is located just steps from the dock. Relax on the massive lakeside deck that spans the full length of the unit--perfect for morning coffee or sunset entertaining. The interior shines with laminate flooring in the main living area and extensive updates. The kitchen features newer countertops and a suite of appliances (fridge, microwave, dishwasher), while the bathroom boasts a new vanity, shower/tub, and flooring. Recent upgrades include new electrical switches/outlets, a new washer/dryer, and freshly stained decking (2025). Boaters will love the included 10x24 slip and 4,500lb hoist, visible directly from your private deck. With low HOA fees covering your essentials and nightly rentals allowed, this is a versatile investment or a perfect personal retreat. Completely move-in ready and waiting for you to start making memories. Properties at this price point with these views don't last--schedule your personal tour today!

160 Tara Road Unit 901, Lake Ozark
Start Your Search